Welcome to jeevan
maantra
We understand that
privacy online is important to users of our Site, especially when conducting
business.
This statement governs
our privacy policies with respect to those users of the Site
("Visitors") who visit without
transacting business and
Visitors who register to transact business on the Site and make use of the
various services offered by jeevan maantra (collectively, "Services")
("Authorized Customers").
"Personally
Identifiable Information"
refers to any
information that identifies or can be used to identify, contact, or locate the
person to whom such information pertains, including, but not limited to, name,
address, phone number, fax number, email address, financial profiles, social
security number, and credit card information. Personally Identifiable
Information does not include information that is collected anonymously (that
is, without identification of the individual user)
or demographic
information not connected to an identified individual.
What Personally
Identifiable Information is collected?
We may collect basic
user profile information from all of our Visitors. We collect the following additional
information from our Authorized Customers: the names, addresses, phone numbers
and email addresses of Authorized Customers, the nature and size of the
business, and the nature and size of the advertising inventory that the
Authorized Customer intends to purchase or sell.
What organizations are
collecting the information?
In addition to our
direct collection of information, our third party service vendors (such as
credit card companies, clearinghouses and banks) who may provide such services
as credit, insurance, and escrow services may collect this information from our
Visitors and Authorized Customers. We do not control how these third parties
use such information, but we do ask them to disclose how they use personal
information provided to them from Visitors and Authorized Customers. Some of
these third parties may be intermediaries that act solely as links in the
distribution chain, and do not store, retain, or use the information given to
them.
How does the Site use
Personally Identifiable Information?
We use Personally
Identifiable Information to customize the Site, to make appropriate service
offerings, and to fulfill buying and selling requests on the Site. We may email
Visitors and Authorized Customers about research or purchase and selling
opportunities on the Site or information related to the subject matter of the
Site. We may also use Personally Identifiable Information to contact Visitors
and Authorized Customers in response to specific inquiries, or to provide
requested information.
With whom may the
information may be shared?
Personally Identifiable
Information about Authorized Customers may be shared with other Authorized
Customers who wish to evaluate potential transactions with other Authorized
Customers. We may share aggregated information about our Visitors, including
the demographics of our Visitors and Authorized Customers, with our affiliated
agencies and third party vendors. We also offer the opportunity to "opt
out" of receiving information or being contacted by us or by any agency
acting on our behalf.
How is Personally
Identifiable Information stored?
Personally Identifiable
Information collected by jeevan maantra is securely stored and is not
accessible to third parties or employees of jeevan maantra except for use as
indicated above. 
What choices are
available to Visitors regarding collection, use and distribution of the
information?
Visitors and Authorized
Customers may opt out of receiving unsolicited information from or being
contacted by us and/or our vendors and affiliated agencies by responding to
emails as instructed, or by contacting us at apornamanoj@gmail.com
Are Cookies Used on the
Site?
Cookies are used for a
variety of reasons. We use Cookies to obtain information about the preferences
of our Visitors and the services they select. We also use Cookies for security
purposes to protect our Authorized Customers. For example, if an Authorized
Customer is logged on and the site is unused for more than 10 minutes, we will
automatically log the Authorized Customer off.
How does jeevan maantra use
login information?
jeevan maantra uses
login information, including, but not limited to, IP addresses, ISPs, and
browser types, to analyze trends, administer the Site, track a user's movement
and use, and gather broad demographic information.
What partners or service
providers have access to Personally Identifiable Information from Visitors
and/or Authorized Customers on the Site?
jeevan maantra has
entered into and will continue to enter into partnerships and other
affiliations with a number of vendors.
Such vendors may have
access to certain Personally Identifiable Information on a need to know basis
for evaluating Authorized Customers for service eligibility.
Our privacy policy does
not cover their collection or use of this information.
Disclosure of Personally
Identifiable Information to comply with law. We will disclose Personally
Identifiable Information in order to comply with a court order or subpoena or a
request from a law enforcement agency to release information. We will also
disclose Personally Identifiable Information when reasonably necessary to
protect the safety of our Visitors and Authorized Customers.
How does the Site keep
Personally Identifiable Information secure?
All of our employees are
familiar with our security policy and practices. The Personally Identifiable
Information of our Visitors and Authorized Customers is only accessible to a
limited number of qualified employees who are given a password in order to gain
access to the information. We audit our security systems and processes on a
regular basis. Sensitive information, such as credit card numbers or social
security numbers, is protected by encryption protocols, in place to protect
information sent over the Internet. While we take commercially reasonable
measures to maintain a secure site, electronic communications and databases are
subject to errors, tampering and break-ins, and we cannot guarantee or warrant
that such events will not take place and we will not be liable to Visitors or
Authorized Customers for any such occurrences.
How can Visitors correct
any inaccuracies in Personally Identifiable Information?
Visitors and Authorized
Customers may contact us to update Personally Identifiable Information about
them or to correct any inaccuracies by emailing us at apornamanoj@gmail.com
Can a Visitor delete or
deactivate Personally Identifiable Information collected by the Site?
We provide Visitors and
Authorized Customers with a mechanism to delete/deactivate Personally
Identifiable Information from the Site's database by
contacting apornamanoj@gmail.com. However, because of backups and records
of deletions, it may be impossible to delete a Visitor's entry without
retaining some residual information. An individual who requests to have
Personally Identifiable Information deactivated will have this information
functionally deleted, and we will not sell, transfer, or use Personally
Identifiable Information relating to that individual in any way moving forward.
What happens if the
Privacy Policy Changes?
We will let our Visitors
and Authorized Customers know about changes to our privacy policy by posting
such changes on the Site. However, if we are changing our privacy policy in a
manner that might cause disclosure of Personally Identifiable Information that
a Visitor or Authorized Customer has previously requested not be disclosed, we
will contact such Visitor or Authorized Customer to allow such Visitor or
Authorized Customer to prevent such disclosure.
Links:
This web site contains
links to other web sites. Please note that when you click on one of these
links, you are moving to another web site. We encourage you to read the privacy
statements of these linked sites as their privacy policies may differ from
ours.
